Prediction Miami vs. Indiana: FanDuel Malachi Toney Anytime TD Odds and Best Bets for the CFP Championship

On Monday, Jan. 19, No. 10 Miami will face No. 1 Indiana in the CFP National Championship at Hard Rock Stadium, with the Hoosiers entering as clear favorites after a dominant playoff run that included a 56-22 Peach Bowl victory over Oregon. Indiana has looked like the most complete team in the country behind Heisman-winning quarterback Fernando Mendoza, a Miami native, and the betting market reflects that advantage, with Indiana favored by more than a touchdown and the total hovering around 47.5. For Miami, the formula is straightforward but difficult: force a high-pressure play, disrupt Mendoza with a Rueben Bain Jr.-led pass rush. and Akheem Mesidor and convert red-zone chances after surviving a 31–27 semifinal win over Ole Miss. The Hurricanes will also need explosive contributions from playmakers like true freshman Indian Malachi Toney.

With the highest stakes, FanDuel released the entire list NCAAF Player Supports for the title game, including interesting Malachi Toney Anytime Touchdown odds.

FanDuel Main Prop: Malachi Toney Anytime Touchdown (+155)

FanDuel offers odds of +155 to Malachi Toney to score an Anytime Touchdown against Indiana in this CFP Championship game.

• Toney has 99 catches for 1,089 yards and 9 receiving touchdowns this season, which ranks among the top receivers in the country.
• In the CFP postseason, Toney scored touchdowns against Texas A&M and Ole Miss, including a key score in the Hurricanes’ Fiesta Bowl victory that punched their ticket to the CFP Championship game.
• Toney is Miami’s top target, regularly posting high receiving and target totals, in addition to returning punts and getting regular reps in the running game.

Betting Preview Miami vs. Indiana

Explore the interactive widget below to view current betting odds and spread, over/under and moneyline odds for the Hurricanes-Hoosiers game at Hard Rock Stadium.

This prediction and best bet for the CFP National Championship game between Miami and Indiana comes from Dimers.comthe leader in sports betting predictions.

Game details

• data: Monday, January 19, 2026
• Time: 7:30 p.m. ET
• Venues: Hard rock stadium

Expert Prediction: Miami vs. Indiana

Dimers’ 10,000-game simulation model points to Indiana as the most likely winnergiving the Hoosiers a 67 percent chance of winning compared to Miami’s 33 percent. The predicted game scenario suggests that Indiana dominates the second half but doesn’t quite cover, resulting in a projected final score Indiana 27, Miami 21. That six-point margin coincides with a competitive title game where Miami’s offense does enough to stay within range even if Indiana eventually closes it out.

Best bet: Miami +8.5

The strongest value on the board sits Miami +8.5. Despite Indiana being favored, Dimers’ spread probabilities show Miami covering a higher rate, with the Hurricanes projected to stay within that number in most simulations. With a projected final margin of just six points, Miami’s plus points provide a solid cushion in what’s shaping up to be a tighter game than the margin suggests.

Conclusion: CFP National Championship

Indiana’s balance and efficiency make them a deserved favorite in the College Football Playoff National Championship, but the data points to a tighter game than the spread suggests. Miami’s ability to pressure the quarterback and generate chunk plays keeps them alive against the count, so Miami +8.5 strong betting angle. From a player support perspective, the Hurricanes game plan is also holding up Malachi Toney Anytime Touchdown (+160 on FanDuel) firmly in the game, giving bettors a plus-money scoring opportunity in a game where Miami should play with urgency throughout.

Please note that all CFB predictions and CFB best bets in this preview are based on 10,000 simulations of Miami vs. Indiana based on data and are correct at the time of publication to help you make better decisions when betting on online sportsbooks.

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