Banco Montepio announced this Thursday, 12th, that it ended 2025 with a consolidated net profit of 103.8 million euros, 5.6% less than the previous year (109.9 million euros).
In a statement released this morning, Banco Montepio highlights that the gross return on equity was 9.6%, “in a demanding context of normalization of interest rates”.
“The performance reflects the highest annual growth ever in commercial activity, combined with risk discipline, efficiency in balance sheet management and strict cost control”, he adds.
Customer deposits reached 16,064 million euros at the end of 2025, a historic record and an increase of 1,105 million euros or 7.4% in relation to the value recorded at the end of 2024.
“This performance was materialized in the growth of deposits in the Corporate segment by R$550 million (+12.3%) and by Individual Customers by R$555 million (+5.3%)”, he states.
Montepio also highlights that “the quality of assets has improved again, with the NPE (Non-Performing Exposures) index reducing to 1.6% and the cost of risk at very low levels, confirming the structural robustness of the bank’s risk profile”.
Leave a Reply